Is Bankruptcy Right for Me?

Ventura Bankruptcy Attorney

If a high debt load has left you struggling to make ends meet, it is likely that you have looked at ways of reducing that debt. There a number of debt relief methods available, including debt settlement, debt consolidation, and bankruptcy. While bankruptcy is arguably the most effective way to relieve yourself of debt, it is important that you thoroughly review your financial situation before coming to a decision about whether to file or not. This may be uncomfortable, but it is necessary if you are to avoid making a wrong choice. A Ventura bankruptcy attorney can help you in reviewing your situation and determining if bankruptcy is right for you. Before making a final decision, you will want to answer certain questions, such as:

  • Are your creditors threatening legal action?
  • Are you concerned about the possibility of having your car repossessed or your home foreclosed on?
  • Is your debt load so large that you are unlikely to pay it off in the near future?
  • Have you given up certain basic necessities in an attempt to make ends meet?
  • Do you fail to pay bills on a consistent basis? Do you pay them after they are already due?

If the answer to any of these questions is yes, it is recommended that you contact Bryan Diaz Law, P.C. Our firm has practiced bankruptcy law for over a decade, and we are able to provide you with guidance as you come to a decision about bankruptcy. If you decide to file, we will work with you through each step of the process in order to improve your chances of a successful conclusion to your case.

Creditor Harassment and Bankruptcy

One of the difficulties you may be experiencing in possessing a large amount of debt is dealing with harassment from creditors or debt collectors. This can be a frightening situation, but it is important to know that there are options available to you. Filing for bankruptcy may be the solution that puts a stop to your financial problems and frees you from the constant harassment you are dealing with.

Contact a Ventura bankruptcy lawyer who will be able to help you come to a decision regarding whether or not to file for bankruptcy.