Ventura Bankruptcy Attorney
Bankruptcy Attorney Serving Santa Barbara, Woodland Hills, Oxnard, Camarillo, Ojai, Thousand Oaks, Simi Valley and Santa Paula
Many bankruptcy petitions are filed due to debt situations that are not the fault of consumers in our communities, such as catastrophic medical bills, divorce, and sudden job termination. The federal bankruptcy process was enacted as a way for people to regain their financial footing but has become very complicated and is not recommended for consumers to file on their own. At Bryan Diaz Law, P.C. we believe that it is imperative that you contact a qualified Ventura bankruptcy lawyer at our firm. We are waiting to assess your financial situation, advise you regarding the best avenue to take and if retained, guide you through the process from start to finish.
Bankruptcy Process in Ventura
Bankruptcy begins when you retain our firm. At that point, you will likely feel great relief in referring your debt collectors to us, knowing that creditor harassment will stop and you will have room to breathe again. Next, you must gather your financial documentation for us to review. Some of these documents include:
- Bank statements
- Tax returns
- Assets and liabilities
Once we have your documentation, our lawyers, with 10 years of experience in bankruptcy law, will help you take a means test to determine which bankruptcy is most appropriate for you. After you complete an approved credit counseling course, our firm will then file your bankruptcy petition and attend a mandated meeting of your creditors. A financial management course must then be completed prior to any bankruptcy finalization. If you have filed a Chapter 7 bankruptcy, about 60 days following the creditors’ meeting your debts will be discharged. If you have filed a Chapter 13bankruptcy, you will have from 3-5 years to complete your repayment plan and your debts will be discharged when your plan is complete.
We have a reputation for success and a proven track record in bankruptcy cases. We offer a free initial consultation and pledge that we will always answer your calls and appear with you at all hearings. Selecting our firm to represent you and help you get back on the road to financial recovery is the right choice!
For dedicated legal assistance throughout the bankruptcy process, contact a Ventura bankruptcy attorney at Bryan Diaz Law, P.C. at your earliest opportunity.