Ventura Loan Modification Attorney

Modifying a Home Loan

Your home is one of your most valuable possessions and its loss can be heart wrenching. People get into financial trouble for many different reasons, including the loss of a job, a divorce or an unanticipated health crisis. If you have too many bills and are struggling to pay your mortgage, you may want to consider modifying the terms and conditions of your mortgage loan. Revising your loan agreement can save your house from foreclosure and give you extra money each month to put towards other bills. The benefits of a loan modification include:

  • Reduced interest rates
  • Forgiveness of past due amounts
  • The elimination of penalties
  • Lower monthly payment

A Ventura bankruptcy lawyer from Bryan Diaz Law, P.C. can review your loan agreement and help negotiate a modification. We have over 10 years of experience helping clients that have gotten into debt, and will do everything we can to prevent a foreclosure. Speaking with a qualified legal professional will give you added assurance that you are receiving accurate information regarding your financial circumstances and how best to address your money problems.

Loan Modification Attorney Serving Woodland Hills, Oxnard, Camarillo, Ojai, Thousand Oaks, Simi Valley and Santa Paula

Foreclosure can not only result in the loss of your home, it can have a severe impact on your credit rating, making it unlikely that you will be able to purchase another home for many years to come. Our firm will look at your entire financial situation and give you honest feedback regarding your legal options. If a loan modification will not significantly improve your condition, we can explore other options such as a short sale, deed in lieu or filing for bankruptcy. We will make sure your rights and interests are protected, and will always be available to answer any questions you have regarding your finances.

Contact a Ventura loan modification attorney for dedicated representation if you are facing the loss of your home.