Ventura Bankruptcy Lawyer

Help with Debt Consolidation in Simi Valley and Santa Paula

Like many people these days, you may have a low credit score, are having trouble making payments on your unsecured, high-interest debts or are getting nasty phone calls and letters from creditors. If this sounds like your situation, there are many options available to help you, and what you choose depends on how deep you are in financial ruin. One of those options is a consolidation of your debt. At Bryan Diaz Law, P.C. we can advise you on whether debt consolidation is a good choice for you or whether something else is a better fit for your circumstances. To learn how we may be able to help, all you need do is contact a Ventura bankruptcy lawyer at our firm today to schedule a free consultation.

Debt Consolidation Lawyer in Ventura

Of all the options available to rid yourself of debt, bankruptcy is the most extreme, carrying with it benefits but also some negative effects. Entering into debt consolidation is a far less detrimental process as it allows you to pay off your debts by grouping them into one monthly payment with a fixed interest rate. You will pay much less interest than if you hadn’t consolidated, will have only one monthly payment and will be free from creditor harassment. In choosing debt consolidation you don’t avoid paying your debt, instead you reorganize your payments. If you have only a few bills, you could also pursue debt negotiation.

Some bills suitable for debt consolidation include:

  • Credit cards
  • Private student loans
  • Hospital and/or clinic debts
  • Payday loans

We are eager to assist you in eradicating your debt and moving forward to a happier, more financially secure life. With 10 years of bankruptcy experience and a Trustlink, Better Business Bureau A- rating, you can be assured that we have the skills, experience and knowledge to do everything possible to help you get out of debt and make a fresh financial start.

Contact a Ventura bankruptcy attorney at Bryan Diaz Law, P.C. as soon as possible for a free consultation and your chance at achieving financial security.