Ventura Collections Defense Attorney

Are you a victim of illegal debt collection tactics?

Complaints about unscrupulous debt collectors and illegal debt collection activities have been a longstanding problem in the United States. As consumers become more educated, more and more are turning to debt collection defense to protect their consumer rights.

At Bryan Diaz Law, P.C., we are intimately familiar with the consumer debtor protections established under the Fair Debt Collections Practices Act (FDCPA). We know what creditors can and cannot do, and what types of behaviors warrant legal action.

If you are being harassed, abused, or otherwise wronged by illegal debt collection activities, you can turn to our firm for honest and aggressive legal representation.

Invoke Your Rights Under the FDCPA

Even if you legitimately owe a debt, it does not mean that bill collectors have the right to use dishonest, unfair, deceptive or harassing methods to collect money from you. If they do engage in such behaviors, you can contact a Sacramento bankruptcy attorney from our firm to help make them stop.

There is no question that illegal debt collection practices can cause emotional distress, and it can increase the pressure to the point where debtors have to choose between paying their late bills and paying for necessities such as groceries, gasoline, and prescription drugs.

Examples of what creditors cannot do under the FDCPA:

  • Talk to third parties about your debt.
  • Use verbally abusive language.
  • Call you before 8:00 am or after 9:00 pm.
  • Cause your phone to ring continuously.

What You Can Do About the Problem

If you are the target of illegal debt collection activities, you want to contact our firm to learn about your rights and protections under the law. Sometimes, the best answer is to file for bankruptcy protection.

Keep in mind that the more you owe, the more you will be pressured to pay. By hiring an attorney to represent you, you will have a legal expert working hard behind the scenes to ensure that your rights are protected, and it may be worth its weight in gold down the road.

Under circumstances, we may even be able to recover damages on your behalf, especially in cases of unquestionable illegal conduct. All you have to do to get started invoking your rights is contact our firm to set up a free case evaluation!